Vendor setup · Commercial auto
Commercial auto insurance
The coverage for vehicles you use for the work.
What it covers
- Commercial auto policies differ from personal auto: they carry higher liability limits and may cover rented and other non-owned vehicles. NAIC, as of
- General liability does not cover claims from operating a vehicle; a business that owns vehicles needs separate commercial vehicle coverage. NAIC, as of
Why general liability isn’t enough
- General liability does not cover claims from operating a vehicle; a business that owns vehicles needs separate commercial vehicle coverage. NAIC, as of
Where VendoRFP asks for it
Each community sets its own insurance requirement when it writes an RFP, and your documents are checked against it before a proposal goes in.
Optional to join
Before you can propose in landscaping, the current rulebook asks for it.
VendoRFP’s default RFP request includes this coverage for landscaping, pest control, HVAC, electrical work, and painting. It’s a starting point the community changes, not an industry norm.
Sources
- Small Business Insurance National Association of Insurance Commissioners (NAIC). As of .
Official pages change. Each line shows the day we last read it.